Pre-qualifying for a mortgage is one of the first and
most important steps on the road to buying a new home.
There is nothing worse than putting in weeks or months searching
for the perfect home only to find out you can't afford the
payments. And this scenario happens all the time. By pre-qualifying
first, you know exactly what you can afford, and what the
monthly payments will be. As well, most banks will give you
an interest rate guarantee, so if the rates go up before your
purchase completes, you will be protected. And, there is no
fee for this service.
- I am familiar with all of the chartered banks and trust
companies, as well as a host of mortgage brokers, and can
advise you on the best money saving strategies.
- I will advise you on which banks are offering the best
deals, like free appraisals, discounted legal fees, and
interest rate reductions.
- I will counsel you on the best strategy for approaching
different lending institutions. Many use different criteria
to establish loan values, and it is important to know the
steps.
- I am qualified to advise you on conventional mortgages,
high ratio mortgages, second mortgages and private financing.
- I can also explain to you what C.M.H.C. is and how they
work, and what the fees are, as well as the benefits of
the first time home buyers plan with only 5% down.
No-fee mortgage qualification—ask
me how!
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